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Alex Barnes, financial adviser, shares his top 3 tips on how to ease those teacher ‘money woes’ and save.
At parties, social gatherings and dinners, when the topic of occupation comes up and I tell people I am a financial adviser, the questions come thick and fast – “where should I save my money”, “how does my pension work”, “what is the secret to eternal wealth”?
The three tips below should be no financial revelation, but by using these, I aim to bring my retirement potential forward and I’m happy if it helps other people too.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested. An investment in Equities will not provide the security of capital associate with a deposit account with a bank or building society.
The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.
The Partner Practice is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorized and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The title ‘Partner Practice’ is the marketing term used to describe St. James’s Place representatives.
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